Cost-control tips for bridesmaids-to-be

Standing up for your friend as her maid of honor or bridesmaid is a special experience you'll both remember all your lives. Yet your happiness for your friend, and your joy at participating in her wedding, can be tempered by concerns about the costs associated with being a member of the wedding party.



Just like the bride and groom, attendants often need to use credit to fund their wedding experience, including the cost of a dress, gift for the happy couple, the bachelorette party and perhaps traveling to the wedding location. Still, if you rely too much on credit, you could end up with debt - which is a lot worse than a dress you'll never wear again.

Careful planning and an honest discussion with the bride and groom about cost control can help ensure no one overspends on the big day.

Before you agree:

The first question you should ask yourself is: "Can I afford to be in this wedding?"

If the person asking for your participation is your best friend in the world, and saying "no" will harm your relationship, you'll have to find a way to fund your bridesmaid duties without breaking the bank. But if the invitation comes from a friend you're not particularly close to, it may be appropriate to decline, especially if the associated costs will be a financial hardship.

When the answer has to be "yes," your next move should be to assess your finances. How much cash can you reasonably set aside between now and the time the bills start to arrive? How much of your participation will need to be funded through credit?

If you know credit will be a big part of your wedding party budget, monitoring your credit for a few months may help you manage your finances. Membership in a product like CreditReport.com offers members valuable tools to help them monitor their credit for a monthly fee.

When it's time to say "yes":

Once you have an idea of how you can budget, it's time to have a candid discussion with the bride and groom. Let them know what you're comfortable with, and what will be beyond your budget. Determine what their expectations are for the costs you'll bear, and what they'll pay for.

If you find that your financial abilities and their expectations are too far apart, give them the opportunity to reconsider their invitation for you to be in the wedding.

Ironing out money matters at the beginning of the wedding planning process will help ensure you don't have to distract the bride and groom with the discussion as their big day approaches - and their stress levels go up.

When you're committed:

Once you've said yes and agreed on expenses, it's time to put your plan into action. Begin setting aside money right away, even if the wedding is a year away. The longer you have to save cash, the less you'll need to rely on credit as the wedding approaches.

Look for ways that you can cut expenses without impacting the wedding itself. For example, if the bridesmaid's dress must come from a pricey boutique, perhaps you can find matching shoes for less at a different retail store. If you'll be traveling to the wedding in another state - or even another country - shop for the best airline deal, and explore the possibility of using reward miles or hotel points to help defray your travel costs.

Compromise with the bride: If she agrees to let you wear your favorite little black dress, rather than drop a few hundred on something new that you'll never wear again, make it up to her by helping out in some other way. Perhaps you're a skilled crafter who can make one-of-a-kind favors for the reception. Maybe your graphic design skills could help her save money on custom-designed invitations. Or perhaps you can use your flower-arranging skills to help her save money on centerpieces, boutonnieres and bouquets.

With some advanced planning and loving honesty, you can help ensure your friend's big day is as perfect as possible-and that the only thing you're left with afterward are happy memories.

Courtesy of BPT

Cost-control tips for bridesmaids-to-be

Standing up for your friend as her maid of honor or bridesmaid is a special experience you'll both remember all your lives. Yet your happiness for your friend, and your joy at participating in her wedding, can be tempered by concerns about the costs associated with being a member of the wedding party.



Just like the bride and groom, attendants often need to use credit to fund their wedding experience, including the cost of a dress, gift for the happy couple, the bachelorette party and perhaps traveling to the wedding location. Still, if you rely too much on credit, you could end up with debt - which is a lot worse than a dress you'll never wear again.

Careful planning and an honest discussion with the bride and groom about cost control can help ensure no one overspends on the big day.

Before you agree:

The first question you should ask yourself is: "Can I afford to be in this wedding?"

If the person asking for your participation is your best friend in the world, and saying "no" will harm your relationship, you'll have to find a way to fund your bridesmaid duties without breaking the bank. But if the invitation comes from a friend you're not particularly close to, it may be appropriate to decline, especially if the associated costs will be a financial hardship.

When the answer has to be "yes," your next move should be to assess your finances. How much cash can you reasonably set aside between now and the time the bills start to arrive? How much of your participation will need to be funded through credit?

If you know credit will be a big part of your wedding party budget, monitoring your credit for a few months may help you manage your finances. Membership in a product like CreditReport.com offers members valuable tools to help them monitor their credit for a monthly fee.

When it's time to say "yes":

Once you have an idea of how you can budget, it's time to have a candid discussion with the bride and groom. Let them know what you're comfortable with, and what will be beyond your budget. Determine what their expectations are for the costs you'll bear, and what they'll pay for.

If you find that your financial abilities and their expectations are too far apart, give them the opportunity to reconsider their invitation for you to be in the wedding.

Ironing out money matters at the beginning of the wedding planning process will help ensure you don't have to distract the bride and groom with the discussion as their big day approaches - and their stress levels go up.

When you're committed:

Once you've said yes and agreed on expenses, it's time to put your plan into action. Begin setting aside money right away, even if the wedding is a year away. The longer you have to save cash, the less you'll need to rely on credit as the wedding approaches.

Look for ways that you can cut expenses without impacting the wedding itself. For example, if the bridesmaid's dress must come from a pricey boutique, perhaps you can find matching shoes for less at a different retail store. If you'll be traveling to the wedding in another state - or even another country - shop for the best airline deal, and explore the possibility of using reward miles or hotel points to help defray your travel costs.

Compromise with the bride: If she agrees to let you wear your favorite little black dress, rather than drop a few hundred on something new that you'll never wear again, make it up to her by helping out in some other way. Perhaps you're a skilled crafter who can make one-of-a-kind favors for the reception. Maybe your graphic design skills could help her save money on custom-designed invitations. Or perhaps you can use your flower-arranging skills to help her save money on centerpieces, boutonnieres and bouquets.

With some advanced planning and loving honesty, you can help ensure your friend's big day is as perfect as possible-and that the only thing you're left with afterward are happy memories.

Courtesy of BPT

Eight easy ways to organize - and maximize - a small bath

(BPT) - The bath serves a variety of uses, from a functional room to a serene sanctuary, a storage facility to a salon. And, whether you enjoy it yourself or share with the family, every bathroom is in need of one major thing - organization. To help keep your bath feeling more serene and less insane, follow these eight ideas to help improve your organization, maximize space and even add a bit of style.



1.Supersize your shower. You don't need to remodel - or even use a tool - to increase the size of your shower space. Simply swap your straight shower rod with a curved version. Moen offers a variety of curved shower rod options, including a new Tension Curved Shower Rod that adds up to 5 1/2 inches of elbow room without using any elbow grease for installation. The no-tool, no-drill feature makes it ideal for showers featuring ceramic tile. For more space and functionality, Moen's Double Curved Shower Rod adds up to 7 inches of elbow room, with two rods to hang multiple shower curtains or towels.



2.Take back the tub. From shampoo and shower gel, duckies and boats, the bathtub often needs to store a variety of items. While shower caddies or shelves are great solutions, you can also make your own. Reuse your straight shower rod - but install it across the back wall of the tub. Next, use shower rod hooks to hang a variety of plastic baskets, creating instant storage for each member of the family.



3. Maximize with dual-function. Dual-function products are perfect for smaller baths, since they offer added benefits without taking up more space. Update your current toilet paper holder, towel bars and in-shower shelves with newer versions that integrate grab bars. Moen offers stylish grab bars that feature paper holders, towel bars and two shelf designs - all in a variety of finishes to help you update these bathroom basics while adding storage, safety and style.



4. Clean closets. If you have a closet in your bathroom, fully utilize its storage potential. Use labeled - and preferably see-through - bins on the floor and for higher-up shelves to keep smaller items neat, organized and easily accessible. Designate the middle shelves for frequently used linens. Finally, the inside of the closet door can be a potential location for added storage space. Hang a shoe rack and you'll instantly have a dozen pouches to hold smaller items.



5. Hidden helpers. While space underneath the vanity offers room for storage, this area is a glutton for disorganization. Remove everything and toss any items you don't need. Next, use baskets or bins to create places for everything. Don't forget that the back of the doors can also be added locations to install hooks or shelves



6. Shelves for storage. Don't limit the vertical surfaces of your bathroom for mirrors and decor (especially if you don't have a closet) - try installing wall shelves. Choose from a variety of options - from smaller, decorative shelves that can hold perfume and toiletries - to larger hotel shelves that provide the perfect storage location for towels.-



7. Get hooked. It's one of the major pet peeves in the bathroom: towels and clothes on the floor. Solve this problem by installing robe hooks. They are inexpensive, easy to install and come in a variety of styles and finishes to match your bathroom. If you share your bath with children, be sure to install a few lower on the wall, within reach of little hands.



8. Hotel inspiration. The next time you're staying in a hotel, take note of the amenities offered - and incorporate them into your bathroom for added functionality and organization. Did you love using the wall-mounted, magnifying mirror? Enjoy the convenience of storing the hair dryer on the wall? These same bath accessories are available for your home - so install and enjoy.



With a few simple projects, your bathroom can achieve maximum organization, use of space and style. For more information on Moen bathroom accessories, visit www.moen.com.



Courtesy of BPT

Innovative solutions for your home

Technologies that improve and protect your home become more advanced each year. If you have some problem areas that could benefit from the latest unique home solutions, here are some tips:



Deck kits enhance outdoor spaces

With the emergence of new deck materials such as solid PVC, homeowners no longer have to waste excessive time or money on deck maintenance. The vast array of rich colors and surface textures, along with stain and scratch resistant materials have made these items a smart choice over wood. Now, there are kits that accessorize these deck options.



If you've ever made a mad dash to retrieve cushions or other items when it rains, then in-deck storage may be in order, according to Mike Gori, deck expert for AZEK Building Products, maker of AZEK Deck. This clever idea provides 17.5 cubic feet of safe, dry storage space that uses the area below the deck. "You don't have to sacrifice living space or ruin your view with unsightly plastic tubs," says Gori. The storage unit's lid sits flush with the deck surface and holds up to 500 pounds. "There are also kits for building benches with planter boxes and custom gates," he says. "It's never been easier to accessorize a new or existing deck."



The caulk cure for energy costs

One of your home's biggest money drains can be energy waste - whether it's warm or cool air leaking out or outside temperatures sneaking in. That is where a bead of quality caulk can be the best bang for your buck. One caulk problem happens when homeowners paint caulk too early, which can cause cracks to form, letting in air and moisture.



"What we came up with is an advanced sealant called ColorCure that actually tells you when the caulk can be painted - it turns from pink to white," says Jason Ringling, director of marketing at Red Devil, Inc. "If you test caulk by touching the wet bead, the finish is ruined." Another good practice is to use new caulk and sealant products that are better for the environment as well as high performance. "It's not only environmentally friendly, but solvent-free and low VOC - and with no plasticizers it won't leach or pick up dirt which is perfect for painted finishes," Ringling says.



Have a great room outdoors

Shade pergolas can provide the convenience of a great room in the great outdoors for entertaining al fresco. With dignified beauty, pergolas have many style options that create a picture-perfect gathering spot near the garden or pool.



"These versatile, stylish outdoor rooms provide semi-privacy and are ideal for entertaining or relaxing with your family," says Sue Donahue, marketing manager for Walpole Woodworkers a leader in premium outdoor structures.



Another advantage to today's pergola designs is the addition of protective fabric canopies that let the party go on, rain or shine. "Canopies, either operated manually or by remote control, keep furniture and outdoor decor protected at the first sign of inclement weather," she says.



Pergola styles include arched or classic straight tops, and columns are typically square, tapered, or round. A lattice screen can add more privacy and bring color to the area, with climbing plant and vines. Donahue says to look for pergolas in wood or the new wood-alternative solid PVC materials that are low maintenance and long-lasting.



Prepare for wet weather extremes

Extreme weather events can happen in a flash. Even if you're not in an official flood zone, inches of rainfall in a matter of minutes, hurricanes and other freakish weather events can cause flooding. The experts at WAYNE Water Systems advise consumers to look for durable, reliable, worry-free water handling pumps.



"It only takes one water event to cause tens of thousands of dollars in damage, so prevention is the key, starting with a quality sump pump," says vice president of sales Charles Murphy. "Additional layers of protection include battery back-up pumps in case of power outages and water-sensing alarms for early notification.



As homeowner Bill Bellaver of Troy, Mich. reports, his sump pump protected his home for 33 years before taking its last gasp. His friends and neighbors were not so lucky. "Our WAYNE pump has worked well without any issues, while friends with lower quality or no pumps have suffered damage or loss of valuables," he says.



Homeowners can make smarter choices with today's new home solutions. It's a way to reduce hassles, save money and add convenience to their current lifestyle.



Courtesy of BPT

5 perfect presents make gift-giving easy

The holidays are a special time of year to show the important people in our lives how much we appreciate them - and that means gift-giving. If picking out holiday gifts is painless for you, you're one of the lucky ones. More often than not, people have a tough time finding the perfect present for friends and family, particularly if you have someone on your list who already seems to have everything. So, if you're stumped as to what to get that impossible-to-buy-for person, consider these five gift ideas that are sure to brighten anyone's holiday:



1. Gift your services



Rather than giving a tangible item, give your services; it's the perfectly practical gift for the person on your list who may be short on space, lacking financial resources or would just appreciate a little extra help. Love kids? Offer free child care so the recipient can enjoy an evening out on the town without worrying about the little ones. Have a knack for cooking? Gift a weeknight meal that you deliver to the recipient's doorstep. Known for your organization? Offer your skills to help the recipient organize a closet, office or other cluttered space.



2. Make a miracle happen



Positively impacting others by giving a charitable gift in the recipient's name embraces the true meaning of the season. The new Give Miracles Holiday Catalog from national nonprofit Children's Miracle Network Hospitals features in-demand pediatric items and services that local children's hospitals need anything from comforting teddy bears ($30) to a case of extra-small preemie diapers smaller than the palm of your hand ($170)! For high-impact gifts like a physical therapy toy kit ($375) or a pediatric wheelchair ($970), funds can be collectively raised by numerous gift-givers. This option is ideal for extended families looking to do something more meaningful than the typical gift exchange.



And to make that 'do-good' feeling for the recipient last long after the holidays are over, Give Miracles donors receive ongoing communication from Children's Miracle Network Hospitals throughout the year about how their gift is making an impact at their local hospital. Browse the gift catalog at www.GiveMiracles.org.



3. Purchase a membership to a monthly club



Rather than wasting money on a new gadget that will quickly be forgotten, give a gift that benefits the recipient all year long. Monthly clubs provide fun deliveries to a loved one's address, an ongoing reminder of your generosity. Monthly gift clubs are available for just about anything, from wine and beer, to jams and cheese, to bacon and fruit.



4. Give a gift that grows



Potted plants are a fantastic gift idea because they represent how your love continues to grow for that special someone. Plus, plants are a wonderful addition to interior decor and help clean the air. With so many houseplants readily available, you're sure to find the perfect one for the person who has everything. Does he gravitate toward decor with vivid color? Choose a flowering plant that provides delightful blooms. Does she love Asian culture? How about gifting a bonsai tree or a bamboo plant?



5. Provide an experience



Often, it's not what's in the box, it's the memory that stays with so many people after the holidays have passed. That's why giving a special experience can make a truly meaningful gift. Think about what really interests the recipient or an activity they've had on their bucket list. Perhaps it's a hot air balloon ride or a white water rafting daytrip. If the person really loves to shop, hire a personal shopper for the day and let them see what it's like to live like a star. If the recipient loves gourmet food, purchase a spot in a class taught by your town's hottest chef.



Any one of these ideas is sure to show that hard-to-shop-for person on your list that you've put some real thought into their gift. And ultimately, isn't it the thought that counts?



Courtesy of BPT

5 perfect presents make gift-giving easy

The holidays are a special time of year to show the important people in our lives how much we appreciate them - and that means gift-giving. If picking out holiday gifts is painless for you, you're one of the lucky ones. More often than not, people have a tough time finding the perfect present for friends and family, particularly if you have someone on your list who already seems to have everything. So, if you're stumped as to what to get that impossible-to-buy-for person, consider these five gift ideas that are sure to brighten anyone's holiday:



1. Gift your services



Rather than giving a tangible item, give your services; it's the perfectly practical gift for the person on your list who may be short on space, lacking financial resources or would just appreciate a little extra help. Love kids? Offer free child care so the recipient can enjoy an evening out on the town without worrying about the little ones. Have a knack for cooking? Gift a weeknight meal that you deliver to the recipient's doorstep. Known for your organization? Offer your skills to help the recipient organize a closet, office or other cluttered space.



2. Make a miracle happen



Positively impacting others by giving a charitable gift in the recipient's name embraces the true meaning of the season. The new Give Miracles Holiday Catalog from national nonprofit Children's Miracle Network Hospitals features in-demand pediatric items and services that local children's hospitals need anything from comforting teddy bears ($30) to a case of extra-small preemie diapers smaller than the palm of your hand ($170)! For high-impact gifts like a physical therapy toy kit ($375) or a pediatric wheelchair ($970), funds can be collectively raised by numerous gift-givers. This option is ideal for extended families looking to do something more meaningful than the typical gift exchange.



And to make that 'do-good' feeling for the recipient last long after the holidays are over, Give Miracles donors receive ongoing communication from Children's Miracle Network Hospitals throughout the year about how their gift is making an impact at their local hospital. Browse the gift catalog at www.GiveMiracles.org.



3. Purchase a membership to a monthly club



Rather than wasting money on a new gadget that will quickly be forgotten, give a gift that benefits the recipient all year long. Monthly clubs provide fun deliveries to a loved one's address, an ongoing reminder of your generosity. Monthly gift clubs are available for just about anything, from wine and beer, to jams and cheese, to bacon and fruit.



4. Give a gift that grows



Potted plants are a fantastic gift idea because they represent how your love continues to grow for that special someone. Plus, plants are a wonderful addition to interior decor and help clean the air. With so many houseplants readily available, you're sure to find the perfect one for the person who has everything. Does he gravitate toward decor with vivid color? Choose a flowering plant that provides delightful blooms. Does she love Asian culture? How about gifting a bonsai tree or a bamboo plant?



5. Provide an experience



Often, it's not what's in the box, it's the memory that stays with so many people after the holidays have passed. That's why giving a special experience can make a truly meaningful gift. Think about what really interests the recipient or an activity they've had on their bucket list. Perhaps it's a hot air balloon ride or a white water rafting daytrip. If the person really loves to shop, hire a personal shopper for the day and let them see what it's like to live like a star. If the recipient loves gourmet food, purchase a spot in a class taught by your town's hottest chef.



Any one of these ideas is sure to show that hard-to-shop-for person on your list that you've put some real thought into their gift. And ultimately, isn't it the thought that counts?



Courtesy of BPT

Common outdoor lighting mistakes and their solutions

Upgrading your home's exterior lighting is a surefire way to increase your home's curb appeal and resell value. And a well-lit front lawn can also deter would-be burglars. Most of the outdoor lighting of one's home adds a welcoming touch for family and guests. Here you can learn about outdoor lighting trends, common lighting problems and their solutions, and things to consider when selecting outdoor lighting fixtures.



First and foremost, it's important to give a considerable amount of thought to the placement of your outdoor lights. Just as you would not place several lighting fixtures like table lamps or wall sconces in a single area of your living room, you don't want to place exterior fixtures too close together either. This is a common problem when integrating pathlights into your outdoor lighting solution. Too many pathlights, too close together can make your walkway look more like the runway at an airport. Instead of placing the lights directly opposite one another on either end, try a staggered approach. The light will flow less harshly.



Another common mistake in selecting outdoor lights is in finding the proper lighting direction, or limiting "light pollution". Outdoor lights should not obstruct one's vision or interfere with one being able to see the entire landscape of a yard or area clearly. On a similar note, the lights should not shine directly into the road or a neighboring yard either. To avoid such issues, look for spotlights with glare guards.



Just as it would be boring to find the same exact lamp in every room of one's home, it's boring to see the same outdoor lighting fixture repeated throughout the yard. It can make the home appear institutional as opposed to personal. Use a wide variety of fixtures to light your yard; it will enhance the character and charm of your home.



Be sure to balance your home's exterior lighting. Another common mistake in outdoor lighting placement, is to inadvertently divide the yard by placing too many lights in one area and too little in another. You want to evenly distribute light throughout the canvas of your home. You don't want your yard looking like a parking lot.



Finally, like most things in home décor, less is more. Outdoor lighting should call attention to the beautiful and unique features of your home. It should not be intrusive. Proper outdoor lighting calls attention to various parts of your home's exterior, not the entire surface area. Over illumination is never attractive indoor or outdoor.



by: Melinda Cayetano

http://www.articlecity.com/articles/home_improvement/article_7064.shtml

Crown molding - Adding a touch of glamor to your home decor

Crown molding is a great way to beautify an ordinary looking home into one that exudes class and style. Crown moldings are typically decorative strips made up of wood, plastic, or fiberboard. These are introduced to any room décor in an effort to camouflage the existing flaws and ugly blotches on the walls or ceilings. The crown molding is therefore similar to a wall decoration which adds a touch of elegance to a room, making it appear more grand and unique.



Crown molding ideas can be retraced to the Roman and Grecian culture where it became vastly popular. Wooden crown molding gained popularity later when craftsmen mastered the art of cutting, sanding, and carving wooden blocks to create masterpieces. Crown molding is affordable and can be implemented in almost any type of room. You can buy the raw materials yourself and get it made professionally by customizing it. What materials you choose for crown molding will largely determine how durable and beautiful it is going to be. Superior quality materials for home furnishing are likely to be far more expensive but are less likely to be damaged.



Home furnishing experts choose crown molding these days because it helps heighten a property's real estate standing. When a property appears visually stunning, chances are buyers will be willing to pay more for it. Simply demolishing walls to give your rooms a spacious look is not enough; instead, this is more expensive and impractical. An easier and economical alternative is using decorative columns and ceiling medallions for your home décor. These home décor ideas are easy to implement and will not cost you dearly.



Buying crown molding online can give you many advantages. This is because you can purchase your decorative columns or door casings or ceiling medallions directly from the maker without having to handle the wholesalers and retailers. They offer you the luxury of customizing your home furnishing ideas and guarantee you good quality materials. Unlike furniture, such decorative columns or ceiling medallions will not occupy unnecessary space, nor will they clutter the room. Besides, they are fire-resistant and help keep away harmful UV rays. Crown molding can be easily maintained and these products seldom rot. Installing them is never a problem and most of the products can be set up by following simple instructions, except ceiling medallions where professional assistance is recommended.



Crown molding can come in various designs like the traditionally classic designs which help add elegance and class to your home décor. Crown molding in the kitchen is similar to ceiling and wall decorations, but the installation process is different. Although challenging, using crown molding is a sure way of giving your rooms that much-needed makeover. It helps give every room a distinct flavor, an aesthetic appeal, a unique personality, and a sophisticated touch.



When choosing the crown molding for your rooms, make sure to choose the right molding depending on the room dimensions and ceiling height. Select the materials that are sturdy, dependable, and weather-proof. The world of home furnishing has undergone a revolutionary change with the advent of crown molding.



by: Walter Mitchell

http://www.articlecity.com/articles/home_improvement/article_7226.shtml